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City Council Briefs

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birmingham-skyline-1024x678    During the Birmingham City Council Meeting on Tuesday, March 25, 2014 Council:

Approved a Resolution relative to the application of Do Dah Day, Inc. for a Special Events License 140 to be used at Do Dah Day, May 17, 2014 at Caldwell Park and Rhodes Park on Highland Avenue and 26th Street, Birmingham, and the hearing of all interested parties. For more information please contact the Office of Councilor Steven Hoyt at 205.254.2304.
Other items approved by the Council at today’s meeting include the following:
1.  Approved an Ordinance adopting the Property Maintenance Code of the City of Birmingham 2014, and the hearing of all interested parties. For more information please contact John Colon, Director of Community Development 205.254.2483.
2.  Approved a Resolution approving an amended agreement with the Birmingham Civil Rights Institute, Birmingham, in an additional amount not to exceed $250,000.00, increasing the agreement amount from $525,000.00 to $775,000.00, renewable annually subject to funds availability for a term not to exceed three (3) years, to manage and operate the Birmingham Civil Rights Institute facility under the Birmingham Civil Rights Institute Board of Directors, Inc. and authorizing the Mayor to execute the amendment on behalf of the City. [Appropriated for in FY2013-2014 Budget] For more information please contact the Office of the Mayor at 205.254.2771.
3.  Approved a Resolution approving an amended agreement with the Function at Tuxedo Junction Jazz Festival, Inc., Birmingham, in an additional amount not to exceed $48,000.00, increasing the agreement amount from $10,000.00 to $58,000.00, renewable annually subject to funds availability for a term not to exceed five (5) years, to promote tourism to the City by organizing and hosting the annual “Function at the Junction”, educate youth and recognize the historical significance of jazz legend and Birmingham native, Mr. Erskine Hawkins, and solicit other performing acts and talents to perform during the festival and authorizing the Mayor to execute the amendment on behalf of the City. [Appropriated for in FY2013-2014 Budget] For more information please contact the Office of the Mayor at 205.254.2771.

4.  Approved a Resolution approving the Summer Feeding Program and authorizing the Mayor to sign any and all documents pertaining thereto. For more information please contact the Office of the Mayor at 205.254.2771.

5.  Approved a Resolution determining that the Third Annual City of Birmingham Mayor’s Charity Golf Classic supporting the Juvenile Diabetes Research Foundation, to be held April 2-3, 2014 at the Highland Park Golf Course serves a public purpose that promotes goodwill and requesting that City of Birmingham funds be administered to pay for this event in accordance with Section 3-1-7 of the General Code of the City of Birmingham. For more information please contact the Office of the Mayor at 205.254.2771.

 6.  Approved a Resolution setting a public hearing April 29, 2014, to consider the adoption of a resolution assenting to the vacation of 5,643.19 square feet of subsurface rights under 24th Street South and 8,361 square feet of subsurface rights under 25th Street South (perpendicular to and between University Boulevard and 7th Avenue South), on behalf of Graham & Company Birmingham LLC, R & L Foods, LLC, Dwight Houser and Dwight Glenn Houser, owners, so that soil nails can be inserted into the ground for the retaining wall that is part of the new VA Clinic development, Case No. SUB2013-0049. For more information please contact the Office of Councilor Sheila Tyson at 205.254-2359.
Announcements and Reminders: 

1. The Planning and Zoning Committee Meeting scheduled for March 25, 2014 at 4:00 p.m. is CANCELLED. 

2. The Committee of the Whole Meeting will be held on Wednesday March 26, 2014 at 4:00 p.m. in, Conference Rooms D&E. 

3. The Administration/Education Committee Meeting scheduled for Friday March 29, 2014 is CANCELLED. 

4. The Transportation and Communication Committee Meeting will be held Wednesday April 2, 2014 at 12:30 p.m. in Conference Room “A”.
5. The Public Safety Committee Meeting will be held Wednesday April 2, 2014 at 4:00 p.m. in the Council Chambers.
Are you unable to attend the Birmingham City Council meetings? Watch Council Meetings on demand. From anywhere in the world you can log on to www.birminghamalcitycouncil.org and click on the tab Watch Council Meetings; or from the comfort of your home, tune to Bright House Cable Channel 340. The Birmingham City Council meetings are free and on demand.

 The City of Birmingham will make reasonable accommodations to ensure that people with disabilities have equal opportunity to enjoy all city services, programs and activities. If accommodations are required for public meetings, please contact Chiara Morrow, Public Information Officer, with reasonable advance notice by emailing chiara.morrow@birminghamal.gov or by calling 205-254-2055.

Classifieds

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ClassifiedsEmployment

CARPENTERS NEEDED
Carpenters needed in Birmingham
and surrounding areas.  Scaffold builders,
form carpenters, trim & interior system
workers.  5 years experience needed.
Must be E-verified and pass drug test.
$15 to $24 per hour plus benefits.
Call 205.365-7246.
BT03/27/14
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Position: WBHK Sales Manager
Resume Deadline: April 15, 2014

Department: Sales Station: WBHK

Positions: Available: One

SummitMedia Birmingham currently has an opening for a Local Sales Manager for the #1 ranked WBHK-FM. This position is responsible for creating and driving local revenue of the station. Duties include but are not limited to developing, strategizing and executing a comprehensive sales plan designed to achieve local revenue goals, training and developing a talented sales staff, monitoring local sales activities on the station, and making client calls with the sales staff.

Ideal candidate must have the following:
–    A minimum of four years of experience in urban radio sales with a demonstrated ability to develop and drive revenue.
–    Prior experience in preparation of local marketing proposals.
–    Ability to manage individual sellers and train sellers on techniques in successful selling.
–    Experience with assisting sellers in finding and developing local direct clients
–    Experience with Non-traditional revenue and Digital sales is required.
–    Knowledge of Tapscan and Scarborough Research is required.

If interested in applying for this position please forward a resume to:
SummitMedia Birmingham, Attn: Lisa Johnson, 2700 Corporate Drive, Suite 115, Birmingham, AL 35242 or email to lisa.johnson@summitmediacorp.com.

It is the policy of SummitMedia LLC to provide equal employment opportunity to all qualified individuals without regard to their race, color, religion, national origin, age or sex in all personnel actions including recruitment, evaluation, selection, promotion, compensation, training and termination.

Discrimination because of race, color, religion, national origin, age or sex is prohibited. If you believe you have been the victim of discrimination, you may notify the Federal Communications Commission, the Equal Employment Opportunity Commission, or other appropriate agency.
BT03/27/14
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Position: Order Entry Specialist
Resume Deadline: March 28, 2014

Department: G&A
Station: Birmingham

Positions: Available: One

SummitMedia, LLC Birmingham is seeking an Order Entry Specialist for their Birmingham Office.

Responsibilities include:

–    Responsible for providing excellent customer service through effective and timely processing of one of the following (order entry, query management, and contract agreements management) transactions for all products/programs.
–    Ensure service level commitments are achieved and exceeded, working with peers, your manager and internal departments to achieve the same.
–    Other duties as assigned by management.

Qualifications:

–    Good Communication Skills.
–    College degree preferred.
–    Media experience.
–    Organized & detail oriented.
–    Ability to work in a fast paced environment.

If interested in applying for this position, please forward a resume to SummitMedia LLC Birmingham Attn: Amber Freeman, 2700 Corporate Drive, Suite 115, Birmingham, Alabama 35242, or forward electronically to Amber.Freeman@summitmediacorp.com.  NO PHONE CALLS, PLEASE!

It is the policy of SummitMedia LLC to provide equal employment opportunity to all qualified individuals without regard to their race, color, religion, national origin, age, or sex in all personnel actions including recruitment, evaluation, selection, promotion, compensation, training, and termination.

Discrimination because of race, color, religion, national origin, age, or sex is prohibited. If you believe you have been the victim of discrimination, you may notify the Federal communications Commission, the Equal Employment Opportunity Commission, or other appropriate agency.
BT03/27/14
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Position: Sales Professionals
Resume Deadline: April 11, 2014

Department: Sales
Stations: WBHK 98.7 KISS-FM

Positions Available: Two

SummitMedia Birmingham radio station WBHK-FM is looking for Full Time Sales Professionals. This is a position that involves the sale of advertising on air, on line and on site through sponsorship opportunities offered throughout the year. The candidate will be expected to establish relationships with clients that are strong enough for the client to converse comfortably with the seller and share their most pressing challenges with the sellers so that the seller will be able to bring back a well thought out solution for the client. Other responsibilities include: finding and acquiring new business opportunities, attending networking events and generally presenting a professional and polished image of the company they represent. Candidate will also work closely with internal departments (ie: programming, promotions, business and traffic) to help fulfill the client’s expectation with regard to all areas of their business relationship with the company.

The successful candidate must be flexible, personable and able to orchestrate sales and promotional plans developed for clients successfully. The successful candidate must also be organized, dependable, self-motivated and project a professional appearance and friendly demeanor. A valid driver’s license and background check is required.

If interested in applying for this position, please forward a resume to SummitMedia Sales Department, Attention: David Walls, 2700 Corporate Drive, Suite 115,
Birmingham, Alabama 35242, or forward electronically to David.Walls@summitmediacorp.com.

It is the policy of SummitMedia, Inc. to provide equal employment opportunity to all qualified individuals without regard to their race, color, religion, national origin, age or sex in all personnel actions including recruitment, evaluation, selection, promotion, compensation, training and termination.

Discrimination because of race, color, religion, national origin, age or sex is prohibited. If you believe you have been the victim of discrimination, you may notify the Federal Communications Commission, the Equal Employment Opportunity Commission, or other appropriate agency.
BT03/27/14
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DRIVERS

Dedicated Logistics, LLC,
a small, Professionally run,
Family-Owned Trucking Co,
needs experienced O/OPS
and Co. Drivers due to
expansion in this area. Direct
deposit weekly. Tolls, scales,
lumpers & permits reimbursed.

Lease Purchase option, air-ride
vans, home most weekends,
Pre-Pass, Health Plan
available, Rider Program,
high % drop & hook.
Website: www.dedlog.net
Tel: 870-364-2262 or Email
k.avery@dedlog.net

We’ll treat you like a person
instead of a number.
BT03/27/14
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Drivers: Averitt Express is Looking for Regional Drivers!
Excellent Benefits & Weekly Hometime. CDL-A req.
888-362-8608 Apply at: AverittCareers.com
Equal Opportunity Employer – Females, minorities,
protected veterans, and individuals with disabilities
are encouraged to apply.
BT03/27/14
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(LOGO )

Drivers- Holland is looking to hire Local and Regional
drivers for its Birmingham, AL Terminal.
Must be 21+ YOA, have Class A w/hazmat & tanker
endorsements & 1yr or 50k miles exp last 5 yrs.
Paid health insurance, 5% wage increase after 1st,
2nd and 3rd year, vacation/holiday/sick pay,
OT paid after 8hrs/day(local drivers), COL per CBA.
www.hollandregional.com/careers EOE
BT03/27/14
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AUTOMOBILE

2006 Buick Lucerne
4 door Loaded Full size
Call Floyd Morris at
205-587-4313

2005 Chevy Equinox
Affordable S.U.V.
Call Sammy at
205-814-8454

2004 Hyundai Elantra
4 dr. Automatic
Low payment A/C
Call Ivory at
205-821-0491

2011 Ford Fusion
Black Loaded 4dr.
Call Sammy
205-814-8454

2008 Kia Sorento
S.U.V. Loaded
Save
Call Ivory
205-821-0491
BT03/27/14
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LEGALS

TO:
Prospective Offerors
REQUEST FOR PROPOSALS:
14-04

SEPARATE SEALED PROPOSALS FOR:
Architectural / Engineering Services: Design of
Building #20 at the Marks Village Housing Community

PROPOSALS WILL BE RECEIVED AT:
HABD Central Office
Procurement Administrator
1826 Third Avenue South
Birmingham, AL  35233-1905

CLOSING DATE:
April 21, 2014

TIME:
2:00 p.m. CST

LOCATION:
HABD Central Office
1826 Third Avenue South
Birmingham, AL  35233-1905

By submission of a proposal the offeror agrees, if the offeror’s proposal is accepted,
to enter a contract with the Housing Authority of the Birmingham District (HABD),
to complete all work as specified or indicated in the contract documents, for the contract
price and within the contract time indicted in the RFP.  The offeror further accept
the terms and conditions of the RFP.

Proposals must be prepared in accordance with the section entitled “Submittal of Proposal,”
and will be evaluated by the HABD.  Evaluation will be based on the criteria within this RFP.

Copies of the RFP, which includes the scope of services, conditions and requirements,
may be obtained from the HABD Procurement Office located at the address listed above.
Persons who require special accommodations should immediately contact the HABD
Procurement Office at (205) 521-0611.

HABD reserves the right to accept or reject any or all proposals, or any proposal,
and to waive any informalities or irregularities.

HABD in accordance with the Executive Orders 11625 and 12138
promotes participation by businesses owned and operated by
disadvantaged and historically underutilized businesses.
Section 3 business requirements must also be met.

A copy of this solicitation is available at www.habd.org
under the Purchasing and Procurement Section.  Questions
regarding the attached RFP should be directed to the Procurement
Administrator, in writing ten (10) days prior to proposal due date.
Questions received after the deadline will not be answered.

Contracting Officer:
Naomi H. Truman,
Executive Director
BT03/27/14
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REQUEST FOR PROPOSALS
FOR
WATER CONSERVATION, RFP: CD-PR-14
“PLUMBING REPAIRS”

Proposals will be accepted by the Jefferson County Office
of Community & Economic Development for
PLUMBING REPAIRS work at multiple addresses
in the Jefferson County Community Development Consortium.
Proposals will be accepted no later than 4:30 PM on April 7, 2014.
RFP’s will be opened at 2:00 PM on April 8, 2014, in Room A-430
of the Jefferson County Courthouse. Interested parties should
contact the Jefferson County Office of Community & Economic
Development at knightj@jccal.org to request a RFP.  RFP’s
may be picked up in person at 716 Richard Arrington Jr. Blvd. North,
Room A-430, Birmingham, AL 35203.  Questions should be
directed to Joel Knight or Cheryl Collier at (205) 325-5761.
BT03/27/14
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ADVERTISEMENT FOR BIDS

ADVERTISEMENT FOR BIDS: Sealed proposals will be received by Birmingham City Schools at the office of Edward McMullen, Director of Purchasing, Birmingham City School, 2015 Park Place North, Room 202 until 2:00 pm CST April 22, 2014, for The Birmingham City Schools Operational Center Complex at which time and place they will be publicly opened and read.  A mandatory pre-bid conference is scheduled for 1:00 p.m. Tuesday April 8, 2014 at the project site: 6434 1 st Avenue North, Birmingham, Alabama 35212. Enter the site thru the gates along 65 th Street North: Building A Maintenance & Transportation includes: New pre-manufactured metal building with concrete slab. Interior will include CMU walls, gypsum board walls, doors, glazing, ceiling tiles and flooring. Re-work of plumbing, mechanical and electrical components. Exterior work will include new window openings in existing exterior walls, exterior wall coating and minor roof patching and flashing. Building B Administrative Support includes: Gypsum board walls, doors, glazing, ceiling tile and flooring. Re-work of plumbing, mechanical and electrical components. Exterior work will include new window openings in existing exterior walls, exterior wall coating, brick veneer, fiber cement panels, metal siding and minor roof patching and flashing. Site work will consist of new storm flume, asphalt paving and landscape. A cashier’s check or Bid Bond payable to Birmingham City School in the amount not less than five (5) percent of the amount of the bid, but in no event more than $10,000, must accompany the bidder’s proposal.  Performance and Payment Bonds and evidence of insurance required in the bid documents will be required at the signing of the Contract.  Drawings and specifications may be examined at the office of Birmingham Construction Industry Authority (BCIA), F.W. Dodge Room, office of Bob Morgan, Director of Capital Projects, Birmingham City School, 2316 7 th Avenue North, Suite 211, Birmingham, Alabama. Bid Documents may be obtained at cost from Alabama Graphic & Engineering Supply located at 2801 5 th Avenue South, Birmingham, Alabama. T: 205-252-8505.  Bids must be submitted on proposal forms furnished by the Architect or copies thereof.  All bidders bidding in amounts exceeding that established by the State Licensing Board for General Contractors must be licensed under the provisions of Title 34, Chapter 8, Code of Alabama, 1975, and must show evidence of license before bidding or bid will not be received or considered by the Architect; the bidder shall show such evidence by clearly displaying his or her current license number on the outside of the sealed envelope on which the proposal is delivered. The Owner reserves the right to reject any and all proposals and to waive technical errors if, in the Owner’s judgment, the best interests of the Owner will thereby be promoted.
BT03/27/14
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INVITATION FOR BIDS

The Jefferson County Commission will receive bids for Improvements to Fairfield Library Project # (CD11-03-M1-FLI) at Room 270 of the Jefferson County Courthouse until 9:00 a.m. local time on the 15th day of April, 2014, at which time and place all bids will be publicly opened and read aloud.

Any bid to be delivered by hand or mail prior to the above time or at a different place shall be at the full risk of the bidder.  Such bids may be delivered or mailed to the Jefferson County Office of Community and Economic Development, at 716 Richard Arrington Jr. Blvd N, Suite A-430, Birmingham, Alabama 35203.  If for any reason such bid does not reach Room 270 of the Jefferson County Courthouse prior to the opening, it may be rejected.  No bids shall be accepted after the time stated for receipt of bids.  This requirement shall not be waived.

All bids must be submitted on bid forms furnished, or copy thereof, and must be in a sealed envelope.  The outside of the envelope should contain the following:

(1) “SEALED BID”; (2) “DO NOT OPEN”; (3) PROJECT NAME AND NUMBER; (4) PROJECT OFFICER: “Yolanda B. Caver”; (5) CONTRACTOR’S NAME AND ADDRESS
6) ALABAMA LICENSE NUMBER.

Bids are invited upon the work as follows:

Interior refurbishments to the existing Fairfield Public Library.

Bids must be accompanied by a certified check or bank draft payable to the order of Jefferson County, Alabama negotiable U.S. Government Bonds (at par value) or a satisfactory Bid Bond executed by the bidder and an acceptable surety, in the amount equal to five percent (5%) of the total of the bid amount but not to exceed $10,000.00, for the Improvements to the Fairfield Library Project # (CD11-03-M1-FLI. The bid security is to become the property of the owner in the event that: (1) the bidder fails to meet any of the qualifications required in the bid specifications stated herein; (2) the bidder misrepresents or falsifies any information required to be provided by the owner; (3) for any reason that the bidder fails to qualify, causing his bid to be withdrawn or rejected and such withdrawal or rejection results in delay or substantial additional expense to the owner; (4) the contract and bond are not executed within the time set forth, as liquidated damages for the delay and additional expense of the owner caused thereby.

Bid documents are on file and will be available for examination at the JEFFERSON COUNTY OFFICE OF COMMUNITY & ECONOMIC DEVELOPMENT, 716 Richard Arrington Jr. Blvd N, Suite A-430, Birmingham, Alabama 35203; and at the BIRMINGHAM CONSTRUCTION INDUSTRY AUTHORITY, 601 37th Avenue South, Birmingham, Alabama 35222.

The bid package may be obtained by depositing $ 100.00 with Thompson Architecture, Inc., 2913 Cahaba Road, Birmingham, AL 35223
for each set of documents so obtained.  Such deposit will be refunded in full on the first set issued to each general contract bidder submitting a bonafide bid, upon return of documents in good condition within ten days of bid date.  Other sets for general contractors, and sets for subcontractors and dealers, may be obtained with the same deposit, which will be refunded as above, less cost of printing, reproduction, handling and distribution of the contract documents.

Bidders are advised that submitted bids bind the bidders to the “Bid Conditions Setting Forth Affirmative Action Requirements for all Non‑Exempt Federal and Federally‑assisted Construction Contracts to be awarded in Jefferson, Shelby and Walker Counties, Alabama, “also known as the Birmingham Hometown Plan.

Attention is called to the fact that not less than the minimum salaries and wages as set forth in the contract documents must be paid on this project, and that the contractor must ensure that employees and applicants for employment are not discriminated against because of their race, color, religion, sex, national origin, age, disability or veteran status.

All bidders be advised that this contract is subject to Section 3 of the Housing and Urban Development act of 1968, as amended, (12 USC l701U) which if it is in excess of $100,000, requires that to the “greatest extent feasible”, opportunities for training and employment be given lower income residents of the project area and contracts for work in connection with the project be awarded to business concerns which are: (1) 51 percent or more owned by section 3 residents; or (2) Whose permanent, full-time employees include persons, at least 30 percent of whom are currently section 3 residents, or within three years of the date of first employment with the business concern were section 3 residents; or (3) That provides evidence of commitment to subcontract in excess of 25 percent of the dollar award of all subcontracts to be awarded to business concerns that meet the qualifications set forth in paragraphs (1) or (2) in this definition of “section 3 business concern.”

All bidders must be licensed by the State of Alabama Licensing Board of General Contractors, as required by Chapter 8 of Title 34 of the Code of Alabama 1975 as amended.

The Jefferson County Commission reserves the right to reject any or all bids or to waive any informalities in the bidding.

This project will be funded in its entirety (100%) with Federal Community Development Block Grant Funds.

No Bid may be withdrawn for a period of Sixty (60) days from the date of the opening of bids to allow the Jefferson County Commission to review the bids and investigate the qualifications of bidders, prior to awarding the contract.
BT03/27/14
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ADVERTISEMENT FOR BIDS

THE UNIVERSITY OF ALABAMA AT BIRMINGHAM  BIRMINGHAM, ALABAMA

The Board of Trustees of the University of Alabama for the University of Alabama at Birmingham (UAB) requests bids for: Replace Chilled Water Control Valves, Rast Hall.  UAB Project No. 148005AD.

UAB is a Signatory Sponsor to and affirms The Birmingham Plan – Construction Industry Program (see the requirements thereof as stated in Paragraph 12 of the Supplementary Instructions to Bidders, Specification Section 00120 and Standing Addendum No. 1 to the Supplementary Instructions to Bidders).

A Mandatory pre-bid Conference will be held Wednesday, April 2, 2014 at 2 p.m. at the Facilities Administration Building Conference Room 205A, 801 6th Avenue South, Birmingham, AL.

Bids will be received until 2 p.m. CST on April 8, 2014 and will thereafter be publicly opened and read aloud in Room 205A of the Facilities Administration Building, 801 6th Avenue South, Birmingham, AL 35294-4554. Bids must be submitted on Proposal Forms furnished. Bids shall be clearly identified on the exterior of the package with the bidder’s name, address, State license number, the name of the project being bid, time and place of the bid opening. Sealed bids shall be properly identified.

On the date of the bid opening Bids may be hand delivered or received by Express Service mail at the Office of Architecture and Engineering, 801 6th Avenue South, Facilities Administration Building, Room 205, Birmingham, AL 35294, or received by US Postal Service mail at the Office of Architecture, FAB 205 1720 2nd Avenue South, Birmingham, AL 35294-4554 respectfully until 9:00 a.m.  After 9:00 a.m. of the date of the bid opening, bids must be hand delivered and presented at the bid opening. One original copy of the sealed bid shall be submitted and shall be properly identified.    All bids received after   2:00 p.m. on April 8, 2014 will be returned unopened.

Construction Contracts shall be awarded only to qualified Contractors, licensed by the State Licensing Board for General Contractors, as required by Title 34, Chapter 8, Code of Alabama. Construction Contracts in excess of $50,000 shall be awarded only to Contractors licensed as required by the 1978 Code of Alabama, Title 34, Chapter 8 as amended. Formal pre-qualification for bidders is not required, however, bidders must be “responsible” in accordance with criteria in the bid documents and as stipulated by Title 39-2-4-(e) of the Code of Alabama.

A Cashier’s Check drawn on an Alabama Bank or bid bond, executed by a Surety company duly authorized and qualified to make such bonds in Alabama, payable to The Board of Trustees of the University of Alabama in the amount of 5% of the amount of bids, but in no event more than
$10,000.00, must accompany the bidder’s bids. Performance and Labor and Material Payment Bonds in the amount of 100% of the contract price will be required when the Contract is presented by the Contractor to the Owner.

UAB has designated that bid documents will be available for examination at the Plan Room of McGraw-Hill Construction Dodge, 3000 3rd Avenue South, Birmingham, AL 35233; at AGC Internet Plan Room, 5000 Grantswood Road, Irondale, AL 35210; at The Birmingham Construction Industry Authority, 3600 Fourth Avenue South, Birmingham, AL 35222; and at the Reed Construction Data Office, 30 Technology Pkwy. South, Suite 500, Norcross, GA 30092-2912.

Bid documents are available for purchase at Alabama Graphics, 2801 Fifth Avenue South, Birmingham, AL 35233.  Plans may be viewed online or downloaded from the Alabama Graphics Digital Plan Room (www.algraphics.com).
BT03/27/14

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ADVERTISEMENT for BIDDER PRE-QUALIFICATION
And NOTICE of INTENT to RECEIVE BIDS
from PREQUALIFIED BIDDERS

Pre-qualification submittals will be received by the Owner’s Representative Juan DeOnis on behalf of Office of the Associate Vice President, Facilities & Capital Projects, University of Alabama at Birmingham, and the University of Alabama Board of Trustees at UAB Hospital Facilities & Capital Projects, 2020 University Blvd., Birmingham, AL 35294 until 4:00 PM Central Time March 31, 2014.  The original and two (2) duplicates of submittals, together with a PDF formatted electronic version are required for pre-qualification submittal and approval. However, an email attaching the PDF formatted electronic version of the submittals may be transmitted to jaredb@bpa.net and hollys@bpa.net  with a copy to jdeonis@uabmc.edu to expedite the process with hard copies of the submittals to be delivered within 24 hours.

NORTH PAVILION 8th FLOOR N.I.C.U ROOM CONVERSION
For The
University of Alabama at Birmingham
Birmingham, Alabama
Project No.:  H125037A

A.    SCOPE OF WORK:

The scope of work generally includes demolition of an area of approximately 3,900 s.f. of interior partitions, finishes, and systems. New work includes metal studs and drywall, architectural finishes, plumbing, fire protection, HVAC, and electrical work.  Work will be performed within the operating hospital facility adjacent to Intensive Care Areas using high levels of infection control measures, and the contractor should have experience with the implementation and maintenance of infection control measures and interim life safety measures in a hospital environment as well as experience in performing construction in an operating hospital.

B.    PRIME CONTRACTOR BIDDER PRE-QUALIFICATIONS:

Prime contractor bidders interested in submitting a proposal must apply for pre-qualification and must be licensed under the Provision of Title 34, Chapter 8, and Code of Alabama, 1975. A copy of current Alabama Contractors license is to be included in pre-qualification submittal.

Only prime contractor bidders who have completed the pre-qualification process and that have been approved will be eligible to submit a bid for the Project.  Prospective Bidder’s Pre-qualification Package must be received by the Owner’s Project Manager no later than 4:00 PM Central Time, March 31, 2014 after which no further requests will be considered.

Pre-qualification Requirements Information Package may be obtained from the Architect upon letterhead request.

The pre-qualification procedure is intended to identify responsible and competent prime contractor bidders relative to the requirements of the Project.  Each prospective prime contractor bidder will be notified of the results of the pre-qualification, no later than April 7, 2014 by 5:00 PM Central Time.

The Owner reserves the right to waive technical errors in applications, or abandon the pre-qualification process, should the interests of the Owner appear to be promoted thereby.

Progress Design and Construction Documents:
Prior to the pre-qualification deadline, project progress plans and specifications may be examined at the following location:

Architect:
Birchfield Penuel & Associates
2805 Crescent Avenue, Suite 200
Birmingham, Alabama  35209
Mr. Jared Bussey
205-870-1876
205-870-3058
jaredb@bpa.net

C.    BIDS BY PRE-QUALIFIED PRIME GENERAL CONTRACTOR BIDDERS

Documents:
After notice to pre-qualified bidders is given, the pre-qualified prime contractor bidders may obtain bid documents from the Architect (see address above) upon deposit of $100.00 per set.  The deposit is refundable in full on the first two (2) sets issued to each prime general contractor bidder upon return of documents in reusable condition within ten (10) days after bid opening.  Additional sets for pre-qualified prime contractor bidders, subcontractors, vendors, or dealers may be obtained upon payment of the same deposit.  The deposit for additional sets shall be refunded less the cost of printing, reproduction, handling and distribution, upon return of the documents in reusable condition within ten (10) days after bid opening.

Bid documents will be available at the following locations after notice to pre-qualified bidders is given.  Drawings and specifications may be examined at the Office of the Architect; at the AGC Internet Plan Room, 5000 Grantswood Road, Irondale, AL 35210; at the Birmingham Construction Industry Authority, 601 37th Street South, Birmingham, AL 35222; and at the Reed Construction Data Office, 30 Technology Pkwy, South, Suite 500, Norcross, GA 30092-2912; and electronically through McGraw-Hill Construction Dodge.

Bonds:
A certified check or bid bond payable to the University of Alabama at Birmingham in an amount not less than five percent (5%) of the amount of the bid, but in no event more than $10,000 must accompany the bidder’s proposal.  Performance and Statutory Labor and Material Payment Bonds will be required at the signing of the Contract.

Bids:
Bids must be submitted on proposal forms or copies thereof furnished by the Architect. No bid may be withdrawn after the scheduled closing time for receipt of bids for a period of ninety (90) days.  The Owner reserves the right to reject bids if such action is determined to be in the best interest of the Owner.  The Owner reserves the right to revoke pre-qualification of any bidder in accordance with Section 39-2-12, Code of Alabama, 1975, as amended in 1997 (by Act 97-225). The Bid Date is April 24, 2014 at 2:00 PM Central Time at the University of Alabama at Birmingham, UAB Hospital Planning, 2020 University Blvd., Birmingham, Alabama 35294.

Proposals may be hand delivered or received by mail on the date of the bid opening at the Office of  Juan DeOnis, Director of Program Planning Facilities and Capital Projects, 2020 Building, 2020 8th Avenue south, Birmingham, Alabama  35233, until 12:00 noon.  After 12:00 noon of the date of the bid opening, proposals must be hand delivered and presented at the bid opening.  Sealed proposals shall be submitted in triplicate and shall be properly identified.  All proposals received after 2:00 p.m. on April 24, 2013 will be returned unopened.

Nonresident Prime Contractor Bidders:
Under Section 39-3-5, Code of Alabama, 1975, nonresident prime contractor bidders must accompany any written bid documents with a written opinion of an attorney licensed to practice law in such nonresident prime contractor bidder’s state of domicile as to the preferences, if any or none, granted by the law of the state to its own business entities whose principal place of business are in that state in the letting of any or all public contracts.  Resident prime contractors in Alabama, as defined in Section 39-2-12, are granted preference over nonresident prime contractors in awarding of contracts in the same manner and to the same extent as provided by the laws of the state of domicile of the nonresident.

Fire Alarm Work
In accordance with Title 34, Chapter 33A, of  the Code of Alabama 1975, bidders for fire alarm work of this project, if any, must include with their bid, evidence of licensure as required by the act, by including with the bid submittal, a valid State Fire Marshal’s permit.

D.    PRE-BID CONFERENCE
A mandatory Pre-Bid Conference will be held on April 9, 2014 at 2:00 p.m. at the site of the work.  Meet at the main first floor lobby of the North Pavilion.  It is mandatory that all pre-qualified prime contractor bidders attend the Pre-Bid Conference.
03/27/14
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Girls Inc. Announces 2014 National Scholarship Recipient

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Desiree McHellon, Girls IncBIRMINGHAM – Girls Inc. of Central Alabama is proud to announce that Desiree McHellon is a 2014 Girls Inc. National Scholar. Desiree, a Girls Inc. of Central Alabama member since 2006, received a scholarship in the amount of $20,000 from Girls Inc. National.
Desiree began attending Girls Inc. of Central Alabama’s After School Program as a shy 3rd grade student. Over the years, she blossomed into a strong and confident young lady, and now is a member of Girls Inc.’s Teen Leadership Program. Desiree is a senior at Shades Valley High School and plans to attend Auburn University at Montgomery in the fall.
Girls Inc. National Scholars are outstanding young women selected for exemplifying the Girls Inc. mission of inspiring all girls to be strong, smart, and boldSM. They are role models for other girls who demonstrate a commitment to achieving academically and serving their communities. In 2014, Girls Inc. awarded 28 high school girls scholarships for educational expenses at any accredited college or university.
Since 1993, Girls Inc. has awarded over $4.2 million in scholarships, making higher education a reality for hundreds of high school girls across the United States and Canada. Scholarships are awarded annually and are open to Girls Inc. members in the 11th and 12th grades.

Brothers in War

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James Otis NallThrough gripping first-person accounts and digitally remastered archival footage, including the
soldiers” own home movies and personal audio tapes, Brothers in War recounts the harrowing
combat experiences of the men of Charlie Company – one of the last American combat infantry
companies to be drafted, trained and sent to fight together in Vietnam. The two-hour special is
fittingly narrated by Charlie Sheen, who rose to stardom after his 1986 performance as a
VIetnam soldier in Platoon.
James Otis Nall, formerly of FaIrfield, Alabama, who now resides in Los Angeles, California will be interviewed on this documentary. Its first airing will be on Wednesday,  March 26, at 7 p.m. Central on the National Geographic Channel. Check your local listing for additional airings.

One Man’s Opinion

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Dr. Jesse J. Lewis, Sr.
Dr. Jesse J. Lewis, Sr.
Dr. Jesse J. Lewis, Sr.

A billion dollar industry
by Jesse J. Lewis, Sr.

This is the approximate dollar amount that the NCAA will make from March Madness Basketball Extravaganza. The support is growing for college athletes to get paid.
At the present time, only 33 percent support paying college athletes. At 64 percent, opposition is nearly twice as high as support, with 47 percent strongly against the idea. Nearly every demographic and political group opposes it except non-whites, for whom support is at 51 percent. The breakdown among whites (73 percent oppose, 23 percent support) tilted strongly in the opposite direction, echoing the perspective of NCAA President Mark Emmert.
“It’s laughable, but it’s not funny,” ESPN analyst Jay Bliss said.”They pay the scholarship, which is the amount the school pays to itself. They’re not out a nickel. The athletic department pays the school, then they claim that they’re poor. Then they pay themselves these outrageous salaries that are market-based, but they say they don’t have any money to give to the players, but they have $8 million to give to a football or basketball coach.”
Still, advocates of a “pay-for-play” model remains the most vocal, pointing to the discrepancy between a free-market employment system within athletic departments, in which universities can hire coaches and administrators for salaries reaching millions of dollars, to a capped economic system for athletes, whose earnings are limited to the value of scholarships, no matter how much money their success – and likeness – may generate for the schools they represent.
If you were to ask some sports figures such as A.J. McCarron, quarterback for Alabama, who said:
“I truly believe, during some point in the future, college athletes should be paid. The NCAA is not a bad organization – don’t get me wrong, it’s an unbelievable organization – but in some way they’re taking advantage of college athletes that sign their name into a certain school. When I was at Alabama, I think revenue when we won the national championship that year was like $62 million. And when we won it in New Orleans in 2011, it was like $78 million. Then when we beat Notre Dame in 2012, it was like $92 million. I mean that’s absurd money.”
Most college athletes also believe they should be paid.
I think otherwise because there are only two sports that make money for the college. These two sports fund all the other sports which don’t make any money. For example, track and field, baseball and softball, swimming, gymnastics, tennis, golf, volleyball, don’t bring in any revenue.
While I believe they should not be paid, I do believe the colleges should make other concessions such as purchasing clothes and computers for the needy students, buying plane tickets in the event of death in the family, scholarships for higher degrees at no cost to the students, and several other things they could do to help the athletes.

e-mail: jjlewis@birminghamtimes.com

The Way I See It

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Hollis WormsbyBy Hollis Wormsby, Jr.

Parkside District Should Serve as Blueprint for City Progress

I can remember a couple of years ago, when folks were speaking of spending over $20 million dollars to bring Railroad Park to a Parkside District that did not yet exist that the naysayers were having a field day exclaiming what a boondoggle the project would become.  There were daily comments about the only way to enjoy the Park would be to wear bulletproof clothing, and insinuations within months the thugs would take over and it would look like the rest of Birmingham, just with a brand new $20 something million price tag.
But they built the Park anyway and with the exception of one violent incident the Park has been safe and the anchor that has led to so much further development.
Next up came the effort to lure the Barons back to Birmingham, and to build what would become Regions Field as their new home. Out came the naysayers again. No one will come to downtown Birmingham at night was one of the refrains. You will have to wear Kevlar to the Park, where Kevlar is body armor. Oh, and Birmingham wouldn’t know how to build a pool hall, much less a world class ballpark.
Then along came the 2013 season and the grand opening of the brand new $64 million Region’s Park as their new home. And lo and behold the Barons set attendance records, far beyond any ever envisioned when they were based out of Hoover. Oh, and as for that Birmingham doesn’t know how to build anything insinuation; Regions Park was ranked as the most beautiful minor league field in America by a prestigious sports publication in its first year of operation, with the author of the article calling it the most beautiful ballpark he had ever experienced. I did mention the attendance records, right?
In the afterglow of Regions Park’s success three new mixed used developments have been announced for the area that should bring in over 800 new upscale housing units to the Parkside District along with new retail as well. In fact, several prominent developers are now speculating that the Parkside District has enough new residential development in place to become a spur for more commercial activity in the area, as a core of residents with spending money will attract businesses to serve them.
Much has been made by many, including myself, of the fact that the City of Birmingham took on almost all of the debt and investments to make Regions Field and Railroad Park a reality. But what some of the naysayers are not willing to acknowledge is that with the success of the Barons in their first seasons, and potentially hundreds of millions of dollars in new development having been stimulated by these investments that the City is already close to or past the break-even point on their Parkside investments.
Why you say? Let’s look at cash in versus cash out. Cash out is the debt service on Railroad Park and Regions Field, whose total debt service should be about $84 million dollars. In the case of Regions Field you get rental revenue from the Barons, tax revenue on ticket and concession sales, and the revenue from additional sales taxes paid by Baron’s visitors when they patronize surrounding businesses before and after the game. In addition, you are getting new property tax revenue from the hundreds of millions of dollars in new development for the area that has been announced since the opening of Regions Field as well as the occupational tax and net sales tax revenue from over 800 new upper income residents. I believe that all of these streams either meet or exceed the dollars needed to service the debt on Regions Field and Railroad Park, and if they don’t they significantly offset it.
The naysayers would have you believe otherwise because the Parkside District really may be the beginning of a new Birmingham. As a resident of the Bush Hills Ensley area I just want to see these same kinds of investment strategies implemented in my community and other long term communities in this City that have long been in decline because of declining population and lack of infrastructural investments. The same things that have worked in the Parkside District could work in other areas if we chose to invest in the same way.
Or at least that is the way I see it.

Rep. Todd expresses appreciation to Senate committee for backing her payday lending bill – Encourages full Senate to support measure too

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Rep. Todd
Rep. Todd
Rep. Todd

BIRMINGHAM, Ala. – Alabama Rep. Patricia Todd expressed appreciation to members of a Senate committee that approved her bill that would create a state database on payday loans, and urged the entire Senate to support it as well.
The Senate Banking and Insurance Committee on last Tuesday in a 6-0 vote approved Todd’s bill, which would enforce an existing $500 limit on how much individuals can borrow at once from payday lenders. The bill sponsored by Todd, D-Birmingham, would set up a statewide database of payday loans through the Alabama Banking Department.
The measure now moves on to the full Senate. Todd’s bill passed the Alabama House of Representatives nearly two weeks ago by a vote of 93-1.
Current state law prohibits individuals from getting more than $500 in loans at one time. But Todd says without a central database, individuals can go to different payday lenders, obtaining multiple loans without exceeding the $500 cap. Without a database, payday loan customers can get trapped in an endless cycle of high-interest debts, Todd said.
“I am so proud of my fellow lawmakers for supporting this bill that will help keep individuals from getting overwhelmed by these high-interest loans,” Todd said.
Todd is seeking a third term representing Alabama House District 54, which includes the Birmingham communities of Avondale, Woodlawn, Crestwood, Forest Park, Roebuck and Huffman, and Center Point.
Under Todd’s bill, Lenders would have to enter information into the database every time someone tries to obtain a payday loan. Customers who already have a $500 loan would not be able to get one from another payday lender. The Senate committee amended Todd’s version of the bill to ensure the state takes competitive bids from vendors seeking to develop the database.
This is the third year that Todd has sought a law addressing payday lenders, an industry that has come under fire because of high interest rates. Todd said she is optimistic this time, adding she worked out a compromise with the payday industry and has gotten bipartisan support.
Payday loans are short-term loans of typically 30 days or less, with annual interest rates as high as 456 percent. Payday lenders say they fill a void that banks do not. Todd and other lawmakers for years have sought bills that would lower payday loan interest rates.
She obtained support this year by focusing on creating a state database. The Alabama Banking Department sought to set up a database last year, but the payday industry sued, and the database issue was put on hold pending a state trial this summer.
Todd’s bill would halt the lawsuit and get the database in operation by early 2015.

Get Your Voting I.D. Now

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letters to the editor  Just a few weeks ago we honored the legacy of Dr. Martin Luther King, Jr. with many communities and organizations recognizing the 50th Anniversary of contact, activities and events that had involved Dr. King with their respective communities. Although the legacy of Dr. King is intact, his work remains incomplete and its now our task to finish the work of realizing his dream.
In Dr. King’s March on Washington address in 1963 he shared his observation, “A Negro in Mississippi cannot vote while the Negro in New York has nothing for which to vote.” Voter registration was a central aspect of Dr. King’s work. Today, voting rights are under real attack as 17 states have enacted strict Voter photo and ID laws that will deny or suppress our right to vote. Until these laws are repealed by removing from office those who perpetrated them, we must grapple with these new hurdles and get into compliance now.
Between the Dr. King’s holiday, January 15, and the commemoration of his loss, April 4, we must commit ourselves to checking our voter registrations to insure that are active, then obtain whatever Voter ID necessary to insure our voice is heard for the election in November. Waiting to get closer to the election can be detrimental as you can be caught in pressing long lines, purposeful budget cuts to state issuing departments and other tactics to insure IDs will not be received in time to vote.
According to the Voting Rights Institute, these voter photo and ID laws may negatively affect an estimated 11 percent of registered voters, up to 23,000,000 persons. Therefore, for the 275 days between February 1 and October 30, for all of those affected to be ready to vote on November 3, 83,000 IDs must be requested and processed each day. Accounting for weekends and holidays, the processing days reduce to 192, requiring 119,780 to be processed each day. The longer one waits, the higher the daily number required for processing increases and the more at risk your vote becomes to not being processed in time.
Although court rulings in Pennsylvania and Arizona have helped to restore voter rights, these rullings may be appealed. Similar laws in other states like Texas also have court challenges, but decisions may not come until summer and the extent of the rulings is currently unknown. It is better to get the ID now and not need it than the greater risk of being excluded from the important next mid-term election. In addition some states have caucuses and primaries this Spring or Summer which may require voter ID to participate.
This is a real problem in open primary states that allow crossover voting. Incumbents could lose a primary because their supporters did not have the proper voter ID. As 23 percent of minority voters are affected by these laws Black and Hispanic candidates and incumbents can be very vulnerable. Another reason to get the ID now. Women especially need to get this done early because of name changes from marriage or divorce to insure your voter ID and registration matches your government issued ID exactly. Also any correspondence received from your County Clerk regarding registration or address verification, make sure you return it as some County’s may use any lack of response to purge your voter registration.
After getting your ID, then assist immediately family members to do the same. Should they need official birth certificates or marriage license copies, now is the time to request those records, to get the voter ID. Once you and your immediate family is done, then assist family in other states, supporting them with cost and fees if necessary. Especially those residing in the states of Arizona, Florida, Georgia, Hawaii, Idaho, Indiana, Kansas, Louisiana, Michigan, New Hampshire, North Carolina, Pennsylvania, South Carolina, South Dakota, Tennessee, Texas and Wisconsin. Organizations can work with their memberships and communities to assist with ID’s.
Dr. King and other civil and voting rights leaders and workers gave their lives so we can now vote for a better America. We must do what it takes to protect our voting rights and show those early leaders and workers we have their back. Get your voter ID now.

Adam Dempsey
Elector, 1992 Electoral College, Colorado CD6
Denver, Colorado

Obama’s Hypocrisy on Crimea and the Ukraine

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letters to the editor   Hypocrisy in politics is as common as coke. If you drink gallons and gallons of it, the gut swells with laws and legislation written to deceive and infatuate. If you snort pounds and pounds of it through contaminated straws, the nose becomes toxic with foreign policies and diplomatic strategies far beyond the regions of truth.
For example, one can’t help but wonder whether President Barack Obama Administration’s reaction to the conflict in the Ukraine is deliberate or unavoidable – whether it results from ignorance or stupidity.
All of the major players in Obama’s Administration – Secretary of State John Kerry, White House security advisor Susan Rice and Obama himself – accuse Russia  of violating Ukrainian territorial rights by annexing Crimea into Russia, even though 97 percent of Crimeans voted in a referendum for the territory to be returned to Russia.
But what gives the United States, and some of its allies, the right to criticize Russia for violating the territorial rights of the Ukraine? On what moral ground does Obama stand that urges him to slap sanctions on the Russians? And shouldn’t only “he who is not guilty cast the first stone”?
The United States has a long, fist-pounding history of stealing other nations’ land.
What better example to prove this point than the natives who inhabited the Americas hundreds of years before the Europeans arrived. Almost immediately upon landing at Plymouth Rock, Jamestown and other places, the white colonists began a 350-year terror campaign of treachery, lying, rape, torture, murder, massacre and other tear-gushing crimes that almost wiped out the natives.
In its quest to annihilate the natives, the U.S. government even established treaties with those unfortunate ones, promising to respect their territorial rights. But what was the real purpose behind the treaties? To buy time, so that the Sioux, Iroquois, Comanche, Hopi, Cherokee, Choctaw and other native tribes could dwindle away like skim milk poured down a sewage drain.
As a result, the native population in the United States declined from millions before 1700 to about 250,000 by 1890. And they died not only unnaturally from war and famine, but also naturally from the measles, cholera, malaria, chicken pox and other diseases the whites brought with them from Europe. Truly, this was genocide mingled with the sickle and hammer of land theft.
And who can forget the 1983 U.S. invasion of Grenada under the pretense of restoring constitutional democracy? Or the invasion of Panama in 1989 to capture Panamanian leader Manuel Noriega and install a new American-friendly regime? Or the continued imperialist occupation of Guantanamo Bay in Cuba in an era when colonialism is a shoddy mixture of greed and insincerity?
Moreover, the United States not only steals other nations’ land, but also supports the stealing of other nations’ land by its allies.
Argentine President Cristina Fernandez, during a press conference in Paris, France, on March 19, 2014, accused Obama of applying a double standard in the Ukraine. While the United States accepted the vote of mostly Britains on the Islas Malvinas, also known as the Falkland Islands, to remain a British colony, the Argentines have maintained territorial claim to the islands ever since they lost a war with England over the islands in 1833.
The United States consistently gives implicit approval of Israel’s stealing of Palestinian land. Statements by U.S. government representatives over the past decades have said the United States opposes the Israeli land grab. But the United States does not impose sanctions on the thefts, which puffs Israel’s jaws with more and more daring burglaries of Palestinian land.
And when the United States and its allies in the United Nations took control of the  Province of Kosovo from Serbia and recognized it as a separate country in 2008 over the objections of Serbia, Russia and other nations, whose territorial rights were sustained? Certainly not Serbia’s.
So if the United States, Great Britain, France and their allies violated Serbia’s territorial rights despite Russian objections, why should Russia care what they think about its annexation of Crimea from the Ukraine?
And if the United States and its allies have a sustained history of stealing and supporting the stealing of other nations’ land, why should they criticize Russia for aiding Russians who fear persecution in the Ukraine?
Hypocrisy is the handkerchief power offers to justice. And as hypocrites are untrustworthy in all that they do, so Obama’s response to Russia’s actions in Crimea and the Ukraine doesn’t suggest one scent of justification.
Send your comments to strongpoints123@gmail.com.

Is a Retirement Disaster Looming?

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A number of recent studies reveal an alarming pattern. In short, a retirement crisis is looming on the horizon.
The findings indicate a large number of baby boomers – those born between 1946 and 1964 – are not saving enough for retirement. And, if the projections are correct, almost half of the U.S. population will not be able to maintain their current standard of living during retirement.
Let’s review some of the important concerns relating to retirement. They are not only startling but also a sad commentary on the financial condition of the majority of Americans.
For starters, two fifths of the baby boomers plan to work until they die. Fifty-four percent of Americans do not have a retirement savings plan.  And 36 percent do not contribute anything toward saving for the future.
Wayne Curtis Fewer than half of Americans have $10,000 or less saved for retirement.
Moreover, 28 percent have less than $1,000 in retirement accounts.
When asked why they are not able to save for retirement, two factors surfaced.  Respondents pointed to the rising cost of living, especially for food. And they noted increased cost of healthcare – particularly prices of health insurance – had a major impact on their ability to set aside funds for retirement.
Unfortunately, many people do not understand the issues involved in providing for a secure retirement. Instead, they seem intent on ignoring them and hoping for the best. This does not bode well for the 75 million baby boomers who are either retiring or approaching retirement in the future.
The scenario could get ugly.  Millions of people could live in poverty during their golden years.  Many who are physically and mentally able will no doubt seek to return to work. Others hold on to their current jobs as long as possible.
One obvious conclusion from these studies is the clear lack of understanding of personal finance by the general populace.  This underscores much of the research into financial literacy which has concluded that many Americans are financially illiterate.
We need to do a better job of providing training in economics and finance to all Americans. The earlier this takes place – preferably in elementary school – the better everyone will understand the basic concepts.  And both individuals and the nation will benefit.

Wayne Curtis, Ph.D., is a former superintendent of Alabama banks and Troy University business school dean. He is retired from the board of directors of First United Security Bank.  Email him at wccurtis39@gmail.com.