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A Foundation for Living

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Rev. Reid
Rev. Reid
Rev. Reid

Blessings from Heaven

Rev. Joseph R. Reid

A young boy had just gotten his driving permit. He asked his father, who was a minister, if they could discuss his use of the car. His father said to him, “I`ll make a deal with you. You bring your grades up, study your Bible more, and get your hair cut, and then we will talk about it.” A month later the boy came back and again asked his father if they could discuss his use of the car. His father said, “Son, I`m real proud of you. You have brought your grades up, you`ve studied your Bible diligently, but you didn’t get a haircut!” The young man waited a moment and replied, “You know dad, I`ve been thinking about that. You know Samson had long hair, Moses had long hair, Noah had long hair, and even Jesus had long hair.” His father replied, “Yes son, and they walked everywhere they went!”
There are no short cuts in life. To move forward we must do what is necessary moment to moment, here, now and in the world to come. I call it receiving blessings from Heaven and we receive those blessings by praying and reflecting on gratitude and by offering our all for the Kingdom. But there is a problem, our lack of real thankfulness and willingness to give up everything for the Kingdom of Heaven. If we don’t learn to be grateful in our prayers for life and be willing to give up all, we will miss the blessings from Heaven which are eternal joy, peace, love and everlasting life here now and in the world to come.
Since we want the blessings of Heaven there are two ways of receiving them. First, we receive blessings from Heaven when our prayers reflect our gratitude for life. American novelist, short story writer, poet and journalist named Stephen Crane (Red Badge of Courage) wrote, “A man said to the universe, ‘Sir, I exist.’ “However,” ‘replied the universe,’ “that fact has not created in me a sense of obligation.” Crane was making the point that unless we tune into the universe; into existence; into God, we will miss our chance of discovering the unknown forces inside us.
I am reminded of my struggles. I knew I had a problem. Other people knew I had a problem contrary to what I thought. And God knew I had a problem. But it was not until I heard a man in AA say, “To fight against drinking is to lose. When we surrender we win.” Surrendering myself to the problem enabled me to overcoming it one day at a time. I surrendered by tuning into God. The tuning that allows us to turn to God is prayer. But not prayer in the sense we think of it, but prayer echoed in our thankfulness for being alive. To pray this prayer we have to be plugged into the hidden treasure inside. This is the treasure hidden by God in the field of our being. Our Bible says, “The kingdom of heaven is like treasure hidden in a field, which a man found and covered up.” We cover the hidden treasure with our prayers of gratitude and thanksgiving! Only when we do this can we begin to live a life of goodness, truth and beauty otherwise we live a life of untruths, evil and ugliness.
Second, we received blessings from Heaven when we offered all for the Kingdom.  Jesus says, “The kingdom of heaven is like treasure hidden in a field, which a man found and covered up; then in his joy he goes and sells all that he has and buys that field.” This is the only way to receive the blessings of Heaven. We must be ready to sell all we possess and have accumulated. In my sixty-two and a half years of living I have amassed and lost thousands of dollars and untold fortunes. Homes, furniture, cars, and all kinds of stuff have vanished. I’ve lost love ones, friendships and marriages. I’ve lost many things and valued relationships through carelessness, stupidity, ignorance and not knowing the Lord. But, it was not until I became ready to sell everything and lose my life if necessary to have the treasures of eternity, that I have begun receiving the blessings of Heaven.
It adds up to this, receiving blessings from Heaven allows us to seek the eternal. Whatsoever the cost, we seek God first.  We stake our all for this hidden treasure. We do this without fail.  We give up what we have accumulated and save our immortal soul. Jesus says: “Those who save their lives, lose them: and those who are ready to lose them, attain to life – to life abundant.”  The kingdom of heaven is the treasure hidden in the field of our heart. The hidden treasure is the blessings of Heaven.

2013 Hyundai Azera

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Hyundai AzeraBy Frank S. Washington

DETROIT – The 2013 Hyundai Azera is one of those ‘Oh, my goodness’ kind of cars.
After a week-long test drive the only thing to quibble about on the midsize sedan was its headrests. Other than moving up and down, they were not adjustable. For most drivers, they have to be used because they can’t be adjusted out of the way. But that was the only downside to this premium sedan.
The front-wheel-drive Azera was powered by a direct injected 3.3-liter normally aspirated V6. It made 293 horsepower and 255 pound-feet of torque. The engine was mated to a six-speed automatic transmission.
This powertrain had subtle oomph, it was quiet and it moved the 3,600 lb. Azera with ease. The car had an EPA rating of 20 mpg on the city and 29 mpg on the highway. The MacPherson strut front suspension and the multilink set up of the rear suspension were tuned so that it felt like an air suspension.
The car sort of glided over the road. And it handled some really rough patches of pavement and deep depressions (potholes) without a glitch.
In the case of the Azera, Hyundai’s fluidic sculpture design is more understated than on its smaller models. Still, the car was long, low and relatively light on its tread for a sedan that approached full-size. The beltline allowed for a long, sleek roofline accented by a port window and wraparound LED taillights. The side profile included flowing lines in the rear quarter panel. The car’s face was masculine with a powerful, winged chrome grille and headlamps that seem integrated into that grille.
The car was nimble with a turning radius of 36.5 feet and it took 2.9 turns of the wheel from lock to lock. For true lovers of driving, the 2013 Azera’s power assisted rack and pinion steering was refreshing. There was a connectedness between car and road that oft times gets lost with electric power steering systems.
But what made the Azera feel a notch above the average sedan was its interior. The passenger cabin was spacious and appointed with quality materials from the leather seating surfaces to the faux carbon fiber trim on the dash board and doors.
The test vehicle had a panoramic sun roof. There was a power sun shade on the rear window and manual sun shades for the rear side windows. The rear seats felt like they were sculpted to fit the body. There was plenty of head room and leg room was cavernous. Oh, those rear seats were heated too.
In the front, the Azera had a center stack, the only piece of equipment that was a tad behind the times as the industry is moving to horizontal control panels.
There was touch screen at the top of the center stack, audio controls, followed by dual climate controls and a storage compartment beneath. The gear selector separated the center stack from the center console. At the base of the center console were the switch for parking assist and the control switch for the rear parking shade.
Two large analogue gauges, the odometer and the speedometer, were in front of the driver. They were separated by a TFT screen rift with vehicle usage settings that were too many to go into here.
Among the Azera test car’s creature comfort where heated and cooled front seats, a backup camera, satellite radio, ambient lighting, a premium audio system, a navigation system, Bluetooth, a power tilt and telescoping steering wheel and a rear parking sensor.
Some of that equipment was in the technology package. Somewhat of a surprise was that it included a driver seat cushion extension. Up until now, that’s a feature found in much more expensive cars.
And that gets us back to the ‘Oh my goodness” characteristic of the 2013 Hyundai Azera. The base price was $32,250. Even after adding the technology option package and freight charges the car cost $37,225.

Frank S. Washington is editor of AboutThatCar.com.

Lady Hornets Edge Faulkner in Exhibition Game  

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Alabama State

MONTGOMERY – Led by senior center Quentori Alford’s performance 10 points, nine rebounds, the Alabama State University Hornets edged over the Faulkner Eagles Thursday night in a close exhibition matchup 63-60.
“It’s always good any time you get a win said Head Coach Freda Freeman-Jackson. It wasn’t pretty but this Faulkner team is not to be taken lightly they had a lot of team chemistry and it showed on the court.”
“It was the first game for all of our athletes so we expected for some of our new girls and some of the older ones to have a few jitters before they got settled into the game.”
Most of the 17 women’s roster saw action in the team’s exhibition game before the start of the 2013-2014 season on Friday against Troy.
Danielle Gazaway scored nine points. Tabitha Bradshaw had eight; while Kierra Paige, Nakiya Smith and Brittney Wright each chipped in with seven points apiece. Jasmine Peeples aided the Lady Hornets’ victory with six points and nine rebounds.
“I thought that the girls played hard today, they did some great things offensively and defensively but, we had some mistakes especially with getting into foul trouble but, overall we did enough to win the ballgame and will go back to the drawing board to improve and get ready for our contest.”
Alabama State begins its regular season at home against Troy University Friday, November 15th, in the Dunn-Oliver Acadome. The contest is slated for 6 p.m.

Shipley Honored by CFPA

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TSU ShipleyTennessee State Sports Information

NASHVILLE, Tenn. – Tennessee State’ s Detorrius Shipley was named an honorable mention for Defensive Lineman of the Week by the College Football Performance Awards (CFPA) on Monday.
In last Saturday’s, 31-6, TSU victory over Austin Peay, Shipley had four solo stops. Three of those were tackles for loss and two were sacks on Governor quarterbacks.
The Tiger defense held APSU to 92 yards of total offense and Shipley’s three tackles behind the line of scrimmage went for negative 20 yards.
The Birmingham, Ala. native has 30 stops this season (17 solo), five tackles for loss and four sacks. The junior also has one pass breakup and two quarterback hurries.
Shipley and the rest of the Tigers will try to improve to 9-3 on the year and 6-2 in OVC play by defeating Murray State on Saturday for Senior Day. Kickoff for the team’s final game of the season is scheduled for 2 p.m. at LP Field.

Social Security Announces 1.5 Percent Benefit Increase for 2014

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social-security-1Monthly Social Security and Supplemental Security Income (SSI) benefits for nearly 63 million Americans will increase 1.5 percent in 2014, the Social Security Administration has announced.
The 1.5 percent cost-of-living adjustment (COLA) will begin with benefits that more than 57 million Social Security beneficiaries receive in January 2014. Increased payments to more than 8 million SSI beneficiaries will begin on December 31, 2013.
Some other changes that take effect in January of each year are based on the increase in average wages. Based on that increase, the maximum amount of earnings subject to the Social Security tax (taxable maximum) will increase to $117,000 from $113,700.  Of the estimated 165 million workers who will pay Social Security taxes in 2014, about 10 million will pay higher taxes as a result of the increase in the taxable maximum.
Information about Medicare changes for 2014 is available at www.Medicare.gov.
The Social Security Act provides for how the COLA is calculated.  To read more, please visit www.socialsecurity.gov/cola.

2014 SOCIAL SECURITY CHANGES

•  Cost-of-Living Adjustment (COLA):
Based on the increase in the Consumer Price Index (CPI-W) from the third quarter of 2012 through the third quarter of 2013, Social Security and Supplemental Security Income (SSI) beneficiaries will receive a 1.5 percent COLA for 2014. Other important 2014 Social Security information is as follows:

2013                           2014
• Tax Rate:
Employee:            7.65%    7.65%
Self-Employed:   15.30%  15.30%
NOTE:  The 7.65% tax rate is the combined rate for Social Security and Medicare.  The Social Security portion (OASDI) is 6.20% on earnings up to the applicable taxable maximum amount (see below).  The Medicare portion (HI) is 1.45% on all earnings. Also, as of January 2013, individuals with earned income of more than $200,000 ($250,000 for married couples filing jointly) pay an additional 0.9 percent in Medicare taxes. The tax rates shown above do not include the 0.9 percent.

•  Maximum Taxable Earnings:
Social Security (OASDI only)     $113,700     $117,000
Medicare (HI only)  N o    L i m i t

•    Quarter of Coverage:
$1,160                     $1,200

•    Retirement Earnings Test Exempt Amounts:
Under full retirement age   $15,120/yr.              $15,480/yr.
($1,260/mo.)             ($1,290/mo.)
NOTE:  One dollar in benefits will be withheld for every $2 in earnings above the limit.

The year an individual reaches full
retirement age:     $40,080/yr.             $41,400/yr.
($3,340/mo.)            ($3,450/mo.)
NOTE: Applies only to earnings for months prior to attaining full retirement age. One dollar in benefits will be withheld for every $3 in earnings above the limit.
There is no limit on earnings beginning the month an individual attains full retirement age.

•    Social Security Disability Thresholds:

Substantial Gainful Activity (SGA)
Non-Blind                               $1,040/mo.              $1,070/mo.
Blind                                         $1,740/mo.              $1,800/mo.
Trial Work Period (TWP)       $  750/mo.              $   770/mo.

•    Maximum Social Security Benefit:   Worker Retiring at Full Retirement Age:
$2,533/mo.                   $2,642/mo.

•    SSI Federal Payment Standard:
Individual      $  710/mo.       $  721/mo.
Couple          $1,066/mo.      $1,082/mo.

•    SSI Resources Limits:
Individual                $2,000                  $2,000
Couple                      $3,000                  $3,000

•    SSI Student Exclusion:
Monthly limit           $1,730        $1,750
Annual limit             $6,960         $7,060

•    Estimated Average Monthly Social Security Benefits Payable in January 2014:

Before                                                                   After
1.5% COLA                                                        1.5%       COLA
All Retired Workers     $1,275                                     $1,294
Aged Couple, Both Receiving Benefits    $2,080    $2,111
Widowed Mother and Two Children        $2,583    $2,622
Aged Widow(er) Alone                               $1,225     $1,243
Disabled Worker, Spouse and
One or More Children                                $1,914       $1,943
All Disabled Workers                                 $1,131       $1,148

Just What the Doctor Ordered:
Help for Kids Who Stutter Sent to 53,727 Pediatricians

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StutteringMEMPHIS, Tenn. – “This is one of the most helpful pieces that I have been sent in my 27 years of private practice,” wrote a doctor from Washington state.
Pediatricians from across the country are praising the book and new video, 7 Tips for Talking with the Child Who Stutters, from the Stuttering Foundation. “I just received the pediatrician’s guide for stuttering and had a chance to review it. What wonderful and helpful information you and your group provided,” he added.
Another pediatrician from Maryland wrote: “I’m so pleased to be able to offer better support and guidance to concerned parents. I’m impressed with the scope of your outreach program and applaud the Foundation for doing such excellent work!”
The Stuttering Foundation sent a copy of the new video and accompanying book, The Child Who Stutters: To the Pediatrician, to 53,727 pediatricians this week.
“Through our website, www.StutteringHelp.org, we have made the leading voices on preschool stuttering available for free to parents to answer their tough questions about stuttering, offer practical strategies, and build confidence,” said Jane Fraser, president of the Stuttering Foundation.“It is our hope that parents who seek advice about stuttering from their trusted pediatrician will find the help they need.”

Citizens Trust Bank Names Yulanda M. Munford, Mortgage Operations Manager

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Yulanda MunfordATLANTA, Ga. – Building Relationships since 1921, Citizens Trust Bank announces the promotion and appointment of Yulanda M. Munford as Mortgage Operations Manager. Ms. Munford, a relentless agent for excellence in execution played a lead role in the re-establishing of the Bank’s Mortgage Division function. Her dedication to deepening relationships with community investor partners and motivation to expand her knowledge of available mortgage solutions led to the effectiveness of the Citizens Trust Bank mortgage service solution strategy. A champion for home ownership empowerment, she was instrumental in the creation of the Citizens Trust Bank Small Dollar Loan Program and its annual Homebuyer EDU home ownership seminars. Under the programs, eligible first-time homebuyers are empowered to realize their dreams of home ownership.
Through NeighborWorks America®, as a Certified Foreclosure Intervention and Default Counselor she will lead the Citizens Trust Bank Mortgage Division in its home buyer education efforts, increasing mortgage loan portfolio and sustaining presence in the marketplace. Ms. Munford brings over 11 years of experience in loan origination, processing and underwriting to the Citizens Trust Bank mortgage operation.
“The quality of dedication and perseverance to delivering customer empowerment and unwavering customer service are among the many reasons why we are proud to have Yulanda on our team”, said Cynthia N. Day, President and CEO of Citizens Trust Bank. “We look forward to many more noteworthy accomplishments in her new role”, said Day.
A native of Lincolnton, Georgia, Yulanda Munford received her Bachelor’s Degree in Business Administration from Shorter University and currently lives with her family in Riverdale, Ga.

2014 Porsche Cayman S: The Perfect Sports Car

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Cheryl Porscheby Cheryl Eldridge and wire reports

Do you like the finer things in life? Well, I certainly do, and if you ever get the chance to drive a Porsche, you will experience the ultimate relationship between a driver and sports car. If an invigorating sports car driving experience is what you’re after, the 2014 Porsche Cayman S is one of the best options at any price. The Cayman S delivers the one-of-a-kind experience of a high-revving flat-6 engine wailing directly right behind your head.
My 7-year-old son thoroughly enjoyed the car and instructed me when it was time to shift gears, “gotta love the kids.”
The Germans really know how to live and have created one of the most easiest six speed manuals to drive. The ride was smooth and I felt like a queen with plenty of power.
For $88,835 my two-seater coupe Cayman S tester is available in base and S trim levels.
Standard equipment on the base Cayman includes 18-inch wheels, summer high-performance tires, an automatically extending rear spoiler, cruise control, air-conditioning, auto stop-start to conserve fuel, an electric parking brake, variable-ratio electric power steering, partial power sport seats (power recline, manual fore/aft and height adjustment), Bluetooth, a 4.6-inch driver information display, a center-mounted 7-inch infotainment touchscreen, and a shockingly Spartan four-speaker sound system with “2 x 25 watt” output per Porsche’s specifications. At least you get an auxiliary input jack in the glovebox.
My tester, the Cayman S adds a bigger engine, bi-xenon headlights, 19-inch wheels, larger front brake discs, red-painted brake calipers and dual exhaust pipes, though it keeps the same bare bones base stereo.
Fortunately, my tester was equipped with a “CDR Plus” audio upgrade that contributes a nine-speaker sound system, an enhanced touchscreen, HD radio, satellite radio and iPod/USB connectivity. Alternatively, you could spring for the Infotainment package, which brings a hard-drive-based navigation system, smartphone integration via the Aha radio app and either a 10-speaker Bose surround-sound system or a 12-speaker Burmester surround-sound system.
Other notable technology add-ons include keyless entry/ignition, voice-command functionality, adaptive cruise control (available only on Caymans with the PDK transmission), a convenience package with dual-zone automatic climate control and heated seats, and an “electronic logbook” that automatically records various driving data for subsequent analysis on your computer.
While you’re upgrading the cabin, there are no fewer than three optional seat designs to consider: 10-way power versions of the base seats, the minimalist Sport Seats Plus (SSP) with racy bolstering (our favorites), and a 14-way power version of SSP called Adaptive Sport Seats Plus. Naturally, there are also countless ways to personalize the interior with distinctive colors and special trim pieces.
Moving to the exterior, Porsche offers adaptive bi-xenon headlights, various wheel designs up to 20 inches in diameter, a sport exhaust system (with a cool on/off button on the center console) and a slew of paint options. On the performance front, meanwhile, you can select ceramic composite brakes, electronically controlled dampers (Porsche Active Suspension Management, or PASM), a mechanical rear differential lock with variable torque distribution (Porsche Torque Vectoring, or PTV), speed-sensitive power steering, and a Sport Chrono package that tacks on dynamic transmission mounts, a dash-top stopwatch, a Sport Plus button that essentially puts your Cayman in madman mode and a launch control feature (PDK only).
The base Cayman is powered by a 2.7-liter horizontally opposed six-cylinder engine (also known as a flat-6 or boxer-6) that produces 275 horsepower and 213 pound-feet of torque. Like every Cayman, the base model employs rear-wheel drive and comes standard with a six-speed manual transmission. Optional is the PDK seven-speed dual-clutch automated manual.
In Edmunds testing, the base Cayman with a manual transmission accelerated from zero to 60 mph in 5.8 seconds. EPA fuel economy estimates have improved significantly: The base Cayman returns 24 mpg combined (20 city/30 highway) with the standard six-speed, while PDK creeps up to a remarkable 26 mpg combined (22 city/32 highway).
My tester Cayman S steps up to a 3.4-liter flat-6 good for 325 hp and 273 lb-ft of torque.
On the safety side, the 2014 Cayman comes standard with antilock brakes, stability control and an array of eight airbags that includes two side airbags and a knee airbag for each passenger.
Note that Caymans equipped with adaptive cruise control (ACC) are also treated to Porsche Active Safe, which uses ACC’s radar to monitor collision probabilities up to 650 feet in front of the vehicle. The system can operate even when ACC is inactive, and its emergency responses range from simply priming the brakes to applying them with maximum force. If that freaks you out, don’t worry: You can turn it off.
The Cayman’s snug interior has always been a defining trait, and that continues for 2014, therefore I was only able to travel with my son. He enjoyed the drive and thought that it was “cool.” There are many meaningful improvements inside, though, starting with the sleek, high-mounted center console design that first appeared in the Panamera and has since spread across the Porsche lineup. Throw in superior materials, high-tech displays and some striking color combinations (check out the optional Amber Orange leather upholstery), and you’ve got a genuinely premium product. The Cayman used to feel like a junior Porsche, but with its newly refined cabin, it gives up little, if anything, to the much more expensive 911.
Cargo space is not a Cayman’s strong suit, however, as inside there just aren’t many places to store your stuff, and the cupholders are flimsy. But on the bright side, its midengine layout allows it to have two trunks. The one in front measures 5.3 cubic feet and is handy for a duffel bag, while the rear hatchback/trunk measures a more useful 9.7 cubes.
Critics of the optional dual-clutch automated-manual transmission (PDK) say it detracts from driver involvement. We say: “Phooey.” It is true that using the paddles isn’t quite as tactilely rewarding as rowing a stick shift, but PDK’s shifts are quicker and more precise than you could ever achieve. Plus, PDK actually frees up your attention for other demands, such as picking the proper braking point or acing corners like a pro.
Overall, though, Porsche’s midengine coupe is hard to beat for sheer driving pleasure.
Until next week, drive safe, don’t text and drive, buckle up, it’s the law. Also give someone an encouraging word today.

HHS awards Affordable Care Act funds to expand access to care 


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obamacare-logo_fullFunding supports new primary care sites in 236 communities to serve more than 1.25 million additional patients

The U.S. Health and Human Services (HHS) Secretary Kathleen Sebelius has announced $150 million in awards under the Affordable Care Act to support 236 new health center sites across the country. These investments will help care for approximately 1.25 million additional patients.
Community health centers work to improve access to comprehensive, culturally competent, quality primary health care services. Community health centers play an especially important role in delivering health care services in communities with historically high uninsurance rates.  Community health centers are also on the front line of helping uninsured residents enroll in new health insurance options available in the Health Insurance Marketplaces under the Affordable Care Act, through expanded access to Medicaid in many states, and new private health insurance options and tax credits.
“We are committed to providing more people across the country with the quality patient-centered care they deserve,” said Secretary Sebelius. “Health centers are key partners in the improving access to quality, affordable health care services for those who need it most. With new, affordable health insurance options available under the Affordable Care Act, community health centers are also key partners in helping uninsured residents sign up for health coverage – many of whom have been locked out of the health insurance market for years.”
As community-based and patient-directed organizations, health centers are well positioned to be responsive to the specific health care needs of their community. Through the Affordable Care Act’s commitment to expanding access to high quality health care for all Americans, these grants will support the establishment of new full-time service delivery sites.
Health centers also link individuals to care through outreach and enrollment, assuring that individuals in their communities have the information and assistance they need to enroll in care through the Health Insurance Marketplace.  Today, approximately 1,200 health centers operate more than 9,000 service delivery sites that provide care to over 21 million patients in every State, the District of Columbia, Puerto Rico, the U.S. Virgin Islands, and the Pacific Basin. Since the beginning of 2009, health centers have added 4 million patients and more than 35,000 new full-time positions.
“We are thrilled to be able to provide additional Affordable Care Act resources to health centers to establish new sites,” said the U.S. Department of Health and Human Services’ Health Resources and Services Administration (HRSA) Administrator Mary K. Wakefield, Ph.D., R.N. “With these new funds, health centers will provide more individuals and families across the country with access to high quality affordable health care.”
Health Center New Access Point grants, listed by organization and state, are available at
www.hrsa.gov/about/news/2013tables/newaccesspointawards/.

Clergy visit Jesse L. Jackson, Jr. at Butner Federal Correctional Facility in North Carolina

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Jesse Jackson

Jesse JacksonRALEIGH, N.C. – Jesse L. Jackson, Jr. who is serving his term at the federal correctional facility in Butner, North Carolina, received his first wave of visitors on November 8, namely, Senior Pastor Rick Warren and Associate Pastor Anthony Miller from Saddleback  Church in  Lake Forest, Calif.
“We believe in leaders and second chances,” said Reverend Warren.  “This is a private moment and we just want to love on him and pray with him,” Reverend Warren added.
CK Hoffler, attorney facilitating the visits, indicated, “The clergy reportedly prayed with him and gave him support and counsel. They further reported that the Congressman was in good spirits all things considered. He continues to regret all of the pain, shame and embarrassment that he has caused his family, his constituents and his friends but has begun the process of repaying his debt to society.”