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The Way I See It

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Hollis Wormsbyby Hollis Wormsby, Jr.
Veteran’s Day is Coming, Thank a Veteran for Their Service
On November 11, the nation will pause for a day to honor the services provided by our many Veterans in defense of this great nation. It is important to remember the hardships that come with military service.  We all understand the grief encountered when a military member makes the ultimate sacrifice, but it is also important to remember the daily sacrifices made by service members and their families.
In today’s military I have talked with soldiers who say they have been deployed and away from their families for as much as three out of the last five years. What an incredible sacrifice to make. This means missing birthdays, missing Christmases, wedding anniversaries and maybe most importantly milestones in their children’s lives. This is a tremendous sacrifice they make on behalf of our freedom.
There is an old war movie where Clint Eastwood plays the top Sargent for an Airborne Squadron. Over the course of the movie someone asks Eastwood’s character if he thinks he is crazy and Eastwood’s answer is simple, he tells the person, “You have to be crazy to jump out of a perfectly good airplane.”  And yet our military members do these kinds of crazy things on behalf of our democracy on an almost daily basis. I have a very good friend who is a former Air Force fighter pilot and when I asked him what he thought made him most uniquely qualified to do a job that few could do, he said it was that he was dumb enough to fly into stuff most folks would have the sense to fly away from.
In recent years we have engaged in conflicts in Bosnia, Serbia, Iraq, Afghanistan, and Kuwait, officially. We are currently engaged in air strikes over parts of Syria and Iraq. All of these actions involve the sacrifices of members of our military.
The Veteran’s Day Holiday was originally set up to celebrate Armistice Day, in celebration of the ending of World War II, but was eventually expanded to be a holiday celebrating all military contributions to this nation. How sad that as we anticipate this Veteran’s Day that there are reports of VA hospitals so severely underfunded that they are unable to provide our Veterans with the medical care they so richly deserve. Should not our most humble expression of appreciation as a nation be our assurances that on behalf of their sacrifices we will ensure that their needs are cared for, for life?  Should we not be ashamed that a man or woman has served our nation with distinction and yet now when they have a service disability related need we tell them to wait? What if they had told us to wait when we needed their service?
What sense of shame should we feel when we discover that there are men and women who honorably served this nation who are now homeless on the streets because they did not receive the support they needed to successfully transition back to civilian life. How can those of us who have never had to endure the misery and the supposed hell of combat look down on someone who has and is now having difficulty handling the aftermath, and not feel a sense of shame. To me the existence of even a single homeless Veteran is a national act of shame.
So this Veteran’s Day, don’t just go to the parade and marvel at the big guns. Don’t just view it as a day to relax or get set some extra work done around your home. Challenge yourself to find something to do for even one Veteran who may be struggling to find a way to cope with transitioning from hells we probably cannot even imagine. Remember if not for Veterans just like the ones whose needs so many of us choose to ignore, the rest of us might have a lot less to enjoy as well.
Or at least that is the way I see it.
(Do you have a question or comment on this column? Look me up on Facebook/HollisWormsby or email me at hjwormsby@aol.com.)

Grigsby granted right to continue the fight to reduce sewer bills

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GrisgsbyAll in favor of a 1,397 percent increase to your monthly sewer bill in Jefferson County say yes!  Well, that’s exactly what is about to happen, unless, those that oppose stand up to fight for their rights.  The county has been besieged by corruption and greed.  This corrupt debt has been saddled on the backs on the poorest residents of the county, most of whom live in districts 1 and 2. But the battle continues with a ruling issued by U.S. District Court Judge Sharon Blackburn on Tuesday, September 30, 2014.
This major milestone was achieved in favor of the ratepayers when Judge Blackburn allowed the ratepayers the right to be heard in court. If the ratepayers and those who oppose all the increases don’t join themselves together and fight, then they have no one to blame but themselves!
“We, the ratepayers have a shining knight in Attorney Calvin Grigsby.  He came riding in town to save us, when no attorney in Jefferson County would file a lawsuit on behalf of the sewer ratepayers”, said Andrew Bennett, Assistant Tax Assessor.    “I can’t count the numerous trips Mr. Grigsby has made from California to help us.  And all his travel and other expenses have been paid from his own pocket. We’ve got to rally together in support of this man who is fighting for us. All this corruption doesn’t affect his bill, it affects ours. And guess what, when he comes to town for us, planes don’t fly free.  We need to contribute to Mr. Grigsby’s expenses.  He’s doing this for us and we need to support him”, continued Andrew Bennett.
Since 1997 Jefferson County Ratepayers have already seen more than a 300 percent increase to their sewer bills. A monthly sewer bill that was $50.32 in November of 2012 is projected to rise over the years to at least $698.50 each month or more by October of 2053. The debt that started at $1.6 billion will increase to over $14 billion. Attorneys for the county and investment companies, like JP Morgan, have been paid more than $100 million and the sewer ratepayers are paying them to fight against themselves.
“I can remember the days when sewer usage was just a small portion of my monthly expenses”, add Bennett. “But those days are long gone! But with this latest ruling from Judge Blackburn, we stand a chance.  Every leader whether elected or not should be at the forefront of this lawsuit. Districts 1 and 2 which are primarily in the city limits of Birmingham will be largely affected by this rate increase. Therefore, I am challenging Mayor Bell and the entire Birmingham City Council to join in on this fight!! We need the help of all leaders within Jefferson County, including our state senators and state representatives, mayors and council members and the churches. Don’t wait until the people are in jeopardy of losing their homes because that can’t pay their sewer bill to get involved.  Every $5 or $500 donation will help”, said Bennett. He went on to say, “Over 40 attorneys were present for the county and the big banks to only ‘1’ Mr. Grigsby fighting for sewer ratepayers.”
Calvin Grigsby said, “The plaintiffs of the Bennett lawsuit and I are thrilled by the District Court’s decision to hear our appeal on the merits.  All this debt is based on illegal gain and for the poorest of ratepayers to bear the burden of repayment is unthinkable. The county has poured millions of public money into attorney fees to fight against the ratepayers. So in essence, the ratepayers are paying for their own demise. They just added three new attorneys so it is truly a ‘David and Goliath’ battle.”
“By the end of the county’s plan in 2053 a monthly sewer bill will easily be over $600. We can stop that but it has got to happen now. The county officials are not telling the whole story. But we need folks to know what is going on. So I invite everybody out to the Watermark Place in Bessemer on Nov 6th where I’ll show them how all this debt accumulated and what we can do about it”, continued Grigsby.
The ratepayers and their counsel will continue the fight to roll back sewer rates to levels pre-existing the corruption and illegality that caused the implementation of the $14 billion in future rate increases. They claim they are indeed the revenue source for payment of the new sewer warrants and have a huge vested interested in this case.  A defense fund has been set up with Jefferson Credit Union as, Sewer Defense Fund. The committee has confirmed an informative evening at The Watermark Place on November 6th, at 5:30 p.m., where donations will be accepted.

Birmingham Board of Education

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letters to the editorBy Randall Woodfin

When we took office a year ago as Birmingham school board members, we made a pledge to the community, to our employees and, most importantly, to the schoolchildren and their parents that we would do things different from the way things were done in the past.
We adopted a code of ethics to govern how we interact with each other, the superintendent and the public. We pledged not to micromanage, that our behavior would be ethically and morally sound, and that whatever actions we take will always be in the best interests of the students we are entrusted to educate.
A year later, I believe we have made good on that pledge. We have also seen the school system make considerable progress.
This school board inherited a school system that had been taken over by the state and whose accreditation was at risk. Birmingham City Schools were routinely criticized for being top heavy in administrators and for running up legal fees that were the highest in the state.
Now, the school system is no longer on accreditation probation and soon will be out from under state oversight. Spending on lawyers has been sliced to a fraction of the amount in past years. And – this might surprise many people – Birmingham City Schools’ administrative overhead has been reduced to 3.4 percent of budget, well below the state’s recommended 5 percent.
With our capital building program nearly complete, our schools are in great shape and provide our students the technology they need in today’s world.
Academically, graduation rates are up, and dropout rates are down. More students are taking Advanced Placement classes, career academies have been expanded, and we offer prekindergarten at more schools.
And, where before the school system virtually had no reserve funds, we now have an operating surplus of about $20 million.
I don’t say all this to take credit for the improvements. The real credit goes to Superintendent Craig Witherspoon and his staff, to the state intervention team that came in and made tough decisions, and to the 2,600 teachers, administrators and other employees who work hard on a daily basis to make the school system the best it can be.
My point is Birmingham schools are moving in the right direction, and this school board is committed to doing everything it possibly can to continue that momentum.
The recent resignation of Superintendent Witherspoon was viewed by some as a setback to the progress made. Certainly, the superintendent has been an important reason why the school system has made the strides it has, and this board has worked well with him. We thank Dr. Witherspoon for his fine work during a tumultuous time.
Rather than seeing Dr. Witherspoon’s departure at the end of this school semester as a reminder of the struggles of the past we collectively have worked so hard to overcome, the members of the Birmingham Board of Education see the search for a new superintendent as an opportunity to lay the foundation for an even stronger school system by fully engaging the public throughout the process.
For a school system to work, the superintendent must be a strong leader. He or she must motivate and provide direction to principals, teachers and other school employees. In the community, the superintendent must inspire a belief in our schools and champion a vision for the future that everyone can embrace. And he or she must communicate effectively with all the stakeholders: employees, students, parents, community leaders, businesses, churches and elected officials.
To get the best superintendent, we will conduct an open and thorough national search. This process will take up to six months from the time Dr. Witherspoon announced his resignation, and we pledge it will be open and transparent so every parent, every citizen will see and understand every step.
The community will have direct input. We want citizens to give us their “wish list” of job skills, talents, background and other characteristics they believe the new superintendent should possess.
The search will be competitive. We will work with the best search firm possible to lead this nationwide search, while actively encouraging the best candidates to apply, including current system employees.
This process – open, engaging and thorough – will help ensure that when school opens in the fall of 2015, Birmingham City Schools will be under the leadership of a strong, capable, visionary superintendent whom the community will proudly welcome with open arms.

Randall Woodfin is president of the Birmingham Board of Education. Email: rwoodfin@bhm.k12.al.us.

Social Security Benefits Increase Slightly

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Wayne Curtis If you are a Social Security recipient, your monthly check will rise by 1.7 percent in 2015.  This is slightly more than the 1.5 percent increase in 2014 but less than half the 3.6 percent adjustment in 2013.
The Social Security Administration reports that the average monthly benefit for more than 58 million recipients will be $1,328 per month or $15,936 per year. This is an increase of $24 per month from last year.
But for many seniors, the rise in benefits will not cover increases in the prices of essential items such as utility and grocery bills. In addition, housing costs are rising faster than the rate of inflation, posing hardships for senior who do not own their homes.
Past studies by the Social Security Administration found that Social Security payments are the primary source of income for 64 percent of recipients.  One-third of them report that Social Security accounts for 90 percent of their income.
Moreover, according to the U.S. Census Bureau, 10 percent of individuals 65 years of age and over currently live in poverty. The Census Bureau notes that women and minorities are most likely to struggle to escape poverty.
Cost-of-living adjustments (COLAs) are automatically set by a formula enacted by Congress that requires the Social Security Administration to determine annual payments based on the Consumer Price Index for Urban Wage Earners and Clerical Workers (CPI-W).  Changes in the CPI-W for the months of July, August, and September are compared with the same period in the previous year. Social Security recipients receive increases that match the change in the CPI-W, beginning with the checks for January.
The adjustment in benefits brings with it a rise in the maximum amount of earnings subject to payroll taxes. The ceiling will rise to $118,500 from the current $117,000.
While Medicare Part B premiums are usually linked to changes in Social Security payments, premiums will not rise in 2015.  For most retirees, premiums will remain at $104.90 per month.  And the amount charged for higher income individuals —more than $85,000 for individual tax filers and $170,000 for those filing jointly — will also be unchanged.
That Medicare premiums will not increase is good news. In recent years, premium increases accounted for about one-fourth of a typical retiree’s COLA.

Wayne Curtis, former superintendent of Alabama banks, is a retired Troy University business school dean. Email him at wccurtis39@gmail.com.

Birmingham (AL) Chapter of the Links, Incorporated Provides Dental Screenings for Students

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BIRMINGHAM, Ala. – Colgate Bright Smiles, Bright Futures® and the Alabama Dental Society (ADS) Zone One in conjunction with the Birmingham (AL) Chapter of the Links, Incorporated provided free dental screenings, oral health education and treatment referrals to the students of Tarrant Elementary School. This activity took place on Friday, October 24th, aboard the Colgate Van, which is a 32 foot, dentally customized recreational vehicle. Each child got his or her teeth checked by an ADS Zone One dentist. Upon completion of the screening, every child was provided a free toothbrush kit.
Every day, Colgate is making a difference by helping to create healthy smiles for children around the world. In the U.S., Colgate Bright Smiles, Bright Futures® provides free dental screenings and oral health education to children through its fleet of mobile dental vans. These vans travel to under-served rural and urban communities, reaching over 1,000 towns and more than 10 million children each year.
This project was part of the Health and Human Services Facet program. The mission of the Health and Human Services facet of The Links, Incorporated is to promote and facilitate programs that support the maintenance of good health and the elimination of chronic health disparities in communities of color through education, health advocacy, and optimal utilization of health resources. Community education about health risks is crucial and The Links, Incorporated strives to play a significant role in providing it.
Chapter members assisting at this event were: Marquita Davis, Chair of Health and Human Services, Deveta Peoples, DDS, Diann Jackson, and Bonika Wilson. Also present to assist was Adolphus Jackson, DDS.
The Links, Incorporated is an international, not-for-profit corporation established in 1946. The membership consists of 12,000 professional women of color in 280 chapters located in 41 states, the District of Columbia and the Commonwealth of the Bahamas. It is one of the nation’s oldest and largest volunteer service organizations of extraordinary women who are committed to enriching, sustaining and ensuring the culture and economic survival of the under-served.

Call for 2015 Women of Distinction Nominees 

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wod-logo-2009BIRMINGHAM, Ala. – Girl Scouts of North-Central Alabama (GSNCA) is now accepting nominations for the Women of Distinction Awards. Nominations may be submitted by any individual or organization. The review and selection of nominees will take place in December by a group of community leaders from across the council. The awards are open to women who have made special contributions to their communities through civic, academic or professional efforts and are exemplary role models for today’s girls. Nomination forms are available at http://girlscoutsnca.org/donors/special-events/women-of-distinction/ or request a nomination form by emailing tmines@girlscoutsnca.org.
The 2015 Women of Distinction Awards are open to all women in North-Central Alabama. Women chosen for this award will be recognized at the annual Women of Distinction Luncheon at the Harbert Center in Birmingham on Friday, March 6, 2015 from 11:30 – 1 p.m.
Ten outstanding women will be honored at this year’s event. GSNCA will present the Mildred Bell Johnson Lifetime Achievement Award to one woman from Walker, Blount, Jefferson, Shelby, Chilton or St. Clair County in Central Alabama. The Frances E. Couch Lifetime Achievement Award will be presented to one recipient from Etowah, Talladega, Calhoun, Cleburne, Cherokee, Clay or Randolph counties in East Alabama. The Christine Richard Lifetime Achievement Award will be presented to one recipient from Colbert, Cullman, DeKalb, Franklin, Jackson, Lauderdale, Lawrence, Limestone, Madison, Marshall, Morgan or Winston counties in North Alabama.  The Karen LaMoreaux Bryan Lifetime Achievement Award is open to women in West Alabama from Bibb, Fayette, Greene, Hale, Hamilton, Lamar, Marengo, Perry, Pickens, Sumter or Tuscaloosa counties. Each of these awards honors the memory of a beloved community leader whose contributions had far-reaching impact in her respective community.
The deadline for all nominations is November 21, 2014. The Women of Distinction Awards is the premier fundraising event for GSNCA. All proceeds from this event directly support the Girl Scouts’ mission to build girls of courage, confidence and character, who make the world a better place.

Keeping an eye on safety

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Samuetta Drewby Samuetta Hill Drew

The hustle and bustle of the holiday season is fast approaching. It’s a time we enjoy planning gatherings with our family, co-workers and friends. It’s a time we enjoy your list of needed ingredients to prepare and serve just the right foods we know everyone loves even when the preparation often lasts longer than the dining experience itself. It’s a time patiently bows through catalog after catalog, online site after on line site an walk from store to store to purchase just the right gift for those special people who give our lives purpose and meaning. Yes, the holiday season is filled with the hustle and bustle of eager shoppers and social events with fun and laughter, but unfortunately it’s also filled with danger. Danger form those who often prey on individuals engaged in the holiday festivities who sometime become briefly distracted and unaware of their situations.

Here are a few practical tips you should use during the holidays and beyond:
Cellular Telephones…
a) Never walk to your car (day or night) talking or texting on your cellular telephone. The rationale is simple. You need to be acutely aware of your surroundings at all times and not distracted.

b) Never request your daughter or loved one to remain on the cellular telephone with you until they get into their car or home. This is a frequently practiced safety myth. They need to remain aware of their surrounds and if an attacker should attempt to strike, they need to be able to contact 911 immediately! Sadly, the only way you could possible assist them is to yell at the attacker which would neither help nor prevent hesitation. It is better to ask them to contact you once they enter their car or home.

c) make sure your cellular telephone is charged when traveling especially alone at alight.If you don’t have a car charger, treat yourself.

These safety tips are being shared ultimately for your well-being because situational awareness is serious. they may appear to be smalls eps, but they are giant leaps in helping you keep an eye on safety.

Samuetta Hill Drew is a retired senior education administrator. She was directly involved with safety in her former districts positions as Chief Operation Officer, Chief of Schools and Human Resources Officer. These positions required her to ensure the security of the district’s data, personnel, facilities and students. She is currently the Executive Director of Security Operations for JonesGroup LLC.

The Outlet Shops of Grand River Announces 2014 Grand Christmas Tree Lighting Ceremony

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Shops-of-Grand-RiverNov. 13 event to feature musical performances, family-friendly activities, Christmas movies and a visit from St. Nick

LEEDS, Ala.  – Celebrate the start of the 2014 holiday season with a magical “Grand Christmas Tree Lighting” event at The Outlet Shops of Grand River (The Outlet Shops) on Thursday, Nov. 13, from 6 p.m. until 8 p.m.
“This will be our 5th annual ‘Grand Christmas Tree Lighting’ event and we invite everyone to join to us in celebration as we usher in the Holiday Season,” says Roslyn Rodda, manager, marketing and tourism. “This will be a fun-filled evening for the entire family.”
The free, open-to-the-public evening event will begin with singing, dancing and activities for the entire family at 6 p.m. and will include performances by:

•    Birmingham Girls’ Choir
•    Alabama Ballet
•    Red Mountain Theatre Company
•    Children of Joy

Upon conclusion of performances at 6:25 p.m., all children in attendance will join Santa and Mrs. Claus in ringing their bells to signal the Grand Lighting of the Christmas tree.
Following the performances and tree lighting, there will be complimentary activities for the entire family including:

•    Arts & Crafts for kids
•    Holiday-themed face painting
•    Balloon animals for kids
•    Grand Christmas Train rides for the whole family
•    Christmas cookie decorating
•    Photos with Santa Claus
•    The Christmas classics: Frosty the Snowman and Rudolph the Red-Nosed Reindeer will be playing on a big screen under the atrium

The Outlet Shops invites guests to bring an unwrapped toy to donate to the Children’s of Alabama Sugar Plum Shop, a gift program for patients and their families who must spend the holidays at the hospital.

Magic 96.5 FM’s Rob Conrad of will serve as the evening’s emcee.

4 Reasons Why Retirees Don’t Need a Nest Egg

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nest-egg-4_3Conventional wisdom has its flaws for 
Middle America, says president of advisory firm
We are quickly coming to a reckoning in this country regarding the well-being of retirees, says Jeff Bucher, a financial advisor who helps working-class Americans plan their golden years.
“I suppose it’s cliché for the head of a financial firm to say that he cares for his community, but we really do put our money where our mouth is,” says Bucher, who, through his firm, Citizen Advisory Group, (www.citizenadvisory.com), has contributed to the local Boys & Girls Club, the Make-A-Wish Foundation and to development of an Olympic training center for wrestling at Ohio State University, his alma mater, where he earned a wrestling scholarship.
“My clients represent the bulk of America: honest, hard-working and typically blue collar or middle class. Most of them weren’t executives at Fortune 500 companies, and many are stressed out when they first come to us because they’ve been sold this idea of needing x-amount for a retirement nest egg.”
In reality, you don’t need a hulking nest egg to get by in retirement, and you may be better off without one, says Bucher, who explains why.
•  Lifetime income vs. nest egg; reconsider what wealth means to you. What’s preferable to you: stockpiling money throughout the entirety of your earning years so that you can have a large nest egg for retirement, or investing your money wisely so that you can both use it during your younger years and receive paychecks during retirement?
“Two million dollars in savings is not the optimal perspective for true wealth,” Bucher says. “True wealth is not serving money; it’s having your money serve you. I’m more interested in offering folks true wealth via ethical financial structures suited to individual goals.”
•  Obsession with a nest egg prevents you from doing things. Consider the mentality of an obsessive nest-egger: Hoard your hard-earned money your entire life, decade after decade, straight through retirement. Don’t spend anything on travel, or a vacation home, or anything else you may enjoy, because you have to protect the egg.
Life is short, and by the end of it, these folks haven’t done anything but work and save money.
“You don’t have to be a millionaire to do so many things for yourself, family and community with your money,” he says.
•  Consider supplementing a smaller savings with a part-time job – seriously. You hear the scare tactics – Grandma doesn’t want to spend her golden years greeting shoppers at Walmart.
“That’s nonsense; retirees are some of the most talented people in our country, working as a greeter is not their only option,” he says. “Most of us have something we’d like to do that we couldn’t during our earning years. Retirement is the perfect time to indulge that passion! People are better off staying active, no matter who or how old they are.”
Supplemental income through a fun, part-time job cuts the income needed from a retirement next egg and adds healthy activity. Teach swimming at the local YMCA, work at a golf course or as an usher at a sports venue. Or start a small business selling the crafts you’ve developed a skill for creating.
•  Volunteering actually saves retirees money. When you’re at a job, you don’t have much opportunity to spend money. You won’t run up the electric bill at home, nor go to the movies, amusement parks, shopping or use much money getting there. While working, you’re too busy, and the same is true when folks volunteer somewhere. Volunteering at the hospital or elsewhere gives retirees purpose, engages their minds and bodies, gives them the happy knowledge that they’re helping others, and prevents them from spending money on entertainment to keep from being bored!